<?xml version="1.0"?><rss version="2.0"><channel><title>Carol and Jim's Blog</title><link>http://www.northorangecountyrealestatesales.com/blog</link><description>Santa Ana  real estate market news provided by Atlantic &amp; Pacific Real Estate (CA)</description><lastBuildDate>Fri, 27 Jan 2012 06:19:00 GMT</lastBuildDate><item><title>13 THINGS YOUR BURGLAR WON’T TELL YOU</title><description><![CDATA[<p><strong>A Public Service&nbsp;Message from The Carol &amp; Jim Blog</strong></p>
<p>I received this via email from a friend that is retired who thought it was valuable information that should be passed along, we agree.&nbsp;&nbsp;</p>
<p>1. Of course I look familiar. I was here just last week cleaning your carpets, painting your shutters, or delivering your new refrigerator.</p>
<p>2. Hey, thanks for letting me use the bathroom when I was working in your yard last week. While I was in there, I unlatched the back window to make my return a little easier.</p>
<p>3. Love those flowers. That tells me you have taste&hellip;and taste means there are nice things inside. Those yard toys your kids leave out always make me wonder what type of gaming system they have.</p>
<p>4. Yes, I really do look for newspapers piled up on the driveway. And I might leave a pizza flyer in your front door to see how long it takes you to remove it..</p>
<p>5. If it snows while you&rsquo;re out of town, get a neighbor to create car and foot tracks into the house.. Virgin drifts in the driveway are a dead giveaway.</p>
<p>6. If decorative glass is part of your front entrance, don&rsquo;t let your alarm company install the control pad where I can see if it&rsquo;s set. That makes it too easy.</p>
<p>7. A good security company alarms the window over the sink. And the windows on the second floor, which often access the master bedroom &ndash; and your jewelry. It&rsquo;s not a bad idea to put motion detectors up there too.</p>
<p>8. It&rsquo;s raining, you&rsquo;re fumbling with your umbrella, and you forget to lock your door &ndash; understandable. But understand this: I don&rsquo;t take a day off because of bad weather.</p>
<p>9. I always knock first. If you answer, I&rsquo;ll ask for directions somewhere or offer to clean your gutters. (Don&rsquo;t take me up on it.)</p>
<p>10. Do you really think I won&rsquo;t look in your sock drawer? I always check dresser drawers, the bedside table, and the medicine cabinet.</p>
<p>11. Here&rsquo;s a helpful hint: I almost never go into kids&rsquo; rooms.</p>
<p>12. You&rsquo;re right: I won&rsquo;t have enough time to break into that safe where you keep your valuables. But if it&rsquo;s not bolted down, I&rsquo;ll take it with me.</p>
<p>13. A loud TV or radio can be a better deterrent than the best alarm system. If you&rsquo;re reluctant to leave your TV on while you&rsquo;re out of town, you can buy a $35 device that works on a timer and simulates the flickering glow of a real television.</p>
<p><strong>8 MORE THINGS A BURGLAR WON&rsquo;T TELL YOU:</strong></p>
<p>1. Sometimes, I carry a clipboard. Sometimes, I dress like a lawn guy and carry a rake. I do my best to never, ever look like a crook.</p>
<p>2. The two things I hate most: loud dogs and nosy neighbors.</p>
<p>3. I&rsquo;ll break a window to get in, even if it makes a little noise. If your neighbor hears one loud sound, he&rsquo;ll stop what he&rsquo;s doing and wait to hear it again. If he doesn&rsquo;t hear it again, he&rsquo;ll just go back to what he was doing. It&rsquo;s human nature.</p>
<p>4. I&rsquo;m not complaining, but why would you pay all that money for a fancy alarm system and leave your house without setting it?</p>
<p>5. I love looking in your windows. I&rsquo;m looking for signs that you&rsquo;re home, and for flat screen TVs or gaming systems I&rsquo;d like. I&rsquo;ll drive or walk through your neighborhood at night, before you close the blinds, just to pick my targets.</p>
<p>6. Avoid announcing your vacation on your Facebook page. It&rsquo;s easier than you think to look up your address.</p>
<p>7. To you, leaving that window open just a crack during the day is a way to let in a little fresh air. To me, it&rsquo;s an invitation.</p>
<p>8. If you don&rsquo;t answer when I knock, I try the door. Occasionally, I hit the jackpot and walk right in.</p>
<p>Sources: Convicted burglars in North Carolina , Oregon , California , and Kentucky ; security consultant Chris McGoey, who runs <a title="Crime Doctor Home Page" href="http://www.crimedoctor.com/">http://www.crimedoctor.com/</a> and Richard T. Wright, a criminology professor at the University of Missouri-St. Louis, who interviewed 105 burglars for his book Burglars on the Job.</p>
<p><strong>Protection for you and your home:</strong></p>
<p>If you don&rsquo;t have a gun, here&rsquo;s a more humane way to wreck some ones evil plans for you. <strong>WASP SPRAY</strong></p>
<p>A friend who is a receptionist in a church in a high risk area was concerned about someone coming into the office on Monday to rob them when they were counting the collection. She asked the local police department about using pepper spray and they recommended to her that she get a can of wasp spray instead.</p>
<p>The wasp spray, they told her, can shoot up to twenty feet away and is a lot more accurate, while with the pepper spray, they have to get too close to you and could overpower you. The wasp spray temporarily blinds an attacker until they get to the hospital for an antidote.</p>
<p>She keeps a can on her desk in the office and it doesn&rsquo;t attract attention from people like a can of pepper spray would. She also keeps one nearby at home for home protection.. Thought this was interesting and might be of use.</p>
<p><strong>FROM ANOTHER SOURCE:</strong></p>
<p>On the heels of a break-in and beating that left an elderly woman in Toledo dead, self-defense experts have a tip that could save your life.</p>
<p>Val Glinka teaches self-defense to students at Sylvania Southview High School. For decades, he&rsquo;s suggested putting a can of wasp and hornet spray near your door or bed.</p>
<p>Glinka says, &ldquo;This is better than anything I can teach them.&rdquo;</p>
<p>Glinka considers it inexpensive, easy to find, and more effective than mace or pepper spray. The cans typically shoot 20 to 30 feet; so if someone tries to break into your home, Glinka says, &ldquo;Spray the culprit in the eyes&rdquo;. It&rsquo;s a tip he&rsquo;s given to students for decades. It&rsquo;s also one he wants everyone to hear. If you&rsquo;re looking for protection, Glinka says look to the spray.</p>
<p>&ldquo;That&rsquo;s going to give you a chance to call the police; maybe get out.&rdquo; Maybe even save a life.</p>
<p><strong>Put your car keys beside your bed at night.</strong></p>
<p>Tell your spouse, your children, your neighbors, your parents, your Dr.&rsquo;s office, the check-out girl at the market, everyone you run across. Put your car keys beside your bed at night.</p>
<p>If you hear a noise outside your home or someone trying to get in your house, just press the panic button for your car. The alarm will be set off, and the horn will continue to sound until either you turn it off or the car battery dies. This tip came from a neighborhood watch coordinator.</p>
<p>Next time you come home for the night and you start to put your keys away, think of this: It&rsquo;s a security alarm system that you probably already have and requires no installation. Test it. It will go off from most everywhere inside your house and will keep honking until your battery runs down or until you reset it with the button on the key fob chain. It works if you park in your driveway or garage.</p>
<p>If your car alarm goes off when someone is trying to break into your house, odds are the burglar/rapist won&rsquo;t stick around.</p>
<p>After a few seconds all the neighbors will be looking out their windows to see who is out there and sure enough the criminal won&rsquo;t want that. And remember to carry your keys while walking to your car in a parking lot. The alarm can work the same way there. This is something that should really be shared with everyone. Maybe it could save a life or a sexual abuse crime.</p>
<p>P.S. Would also be useful for any emergency, such as a heart attack, where you can&rsquo;t reach a phone. My Mom has suggested to my Dad that he carry his car keys with him in case he falls outside and she doesn&rsquo;t hear him. He can activate the car alarm and then she&rsquo;ll know there&rsquo;s a problem.</p>
<p>The link above for the <a title="Crime Doctor Website" href="http://www.crimedoctor.com/">Crime Doctor</a> has a lot of useful information.</p>
<p>Please share this with all the people in your life.</p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/13-THINGS-YOUR-BURGLAR-WONT-TELL-YOU</link><guid>http://www.northorangecountyrealestatesales.com/Blog/13-THINGS-YOUR-BURGLAR-WONT-TELL-YOU</guid><pubDate>Fri, 27 Jan 2012 06:19:00 GMT</pubDate></item><item><title>Carol &amp; Jim are now Selling REO and Corporate Owned Properties</title><description><![CDATA[<p>As the New Year starts Carol &amp; Jim are now working at (APRE) Atlantic &amp; Pacific Real Estate (CA) Inc. We have completed over 40 classes on assisting sellers on <a href="http://search.carolandjim.com/idx/4693/results.php?stp=basic&amp;pt=sfr&amp;county[]=680&amp;lp=300000&amp;hp=500000&amp;ba=0&amp;add=7&amp;srt=DESC&amp;start=1&amp;per=10&amp;amin_photoCount=1">distressed properties</a> along with learning the online systems at APRE.&nbsp; Distressed properties are now a major part of the market. The name has changed but we are still doing the same things we have always done except we have added distressed and corporate owned properties to our list. We still have the moving van for our clients and charities to use. The good news is we will be sending out email blasts with the homes that will be for sale once the sales price is determined. If you are an investor or a <a title="Listing Alerts" href="http://www.northorangecountyrealestatesales.com/idx/Search?i=1800">first time buyers</a> it&rsquo;s a great time to buy.</p>
<p>Have a Sunny Day!</p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/Carol-Jim-are-now-Selling-REO-and-Corporate-Owned-Properties</link><guid>http://www.northorangecountyrealestatesales.com/Blog/Carol-Jim-are-now-Selling-REO-and-Corporate-Owned-Properties</guid><pubDate>Mon, 16 Jan 2012 14:59:00 GMT</pubDate></item><item><title>You Lost How Much In The Stock Market</title><description><![CDATA[<p>No matter how bad the housing market has been. I have never lost $80,000 on a house in one day. Unfortunately a number of my friends did just that lost over $80,000 in one day. Now I know that&rsquo;s unusual and if you leave your portfolio along it will probably come back over the long term if you were invested in good companies. <br /><br />Buying a home now is a wise decision. The stock market is going to be volatile for some time and home interest rates have not been this low since the 70's.&nbsp; There was an excellent article in "Smart Money" by Jillian Mincer, <a href="http://blogs.smartmoney.com/advice/2011/08/18/forget-the-market-buy-a-house/">"Forget the Market. Buy A Home"</a>. We all need somewhere to live and at these interest rates if you have money buy now. Pay the home off as soon as possible if you can afford a 15 year loan due it even better a 10 year loan. If not, that&rsquo;s ok too.</p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/You-Lost-How-Much-In-The-Stock-Market</link><guid>http://www.northorangecountyrealestatesales.com/Blog/You-Lost-How-Much-In-The-Stock-Market</guid><pubDate>Fri, 26 Aug 2011 10:36:00 GMT</pubDate></item><item><title>New Homes In the Hills of Brea</title><description><![CDATA[<p>It&rsquo;s been a long time since anyone has built any executive homes in Brea. Standard Pacific is building 38 elegant residences at one of the highest locations in Brea with some homes having views of the Pacific Ocean and Catalina. Homes are open daily for viewing now. There are 3 models <a href="http://www.standardpacifichomes.com/new-homes/southern-california/orange-county/castillian-at-blackstone/Plans/residence-1h.aspx">Mirada</a>, <a href="http://www.standardpacifichomes.com/new-homes/southern-california/orange-county/castillian-at-blackstone/Plans/residence-2h.aspx">Seville</a>, <a href="http://www.standardpacifichomes.com/new-homes/southern-california/orange-county/castillian-at-blackstone/Plans/residence-3h.aspx">Valencia</a>, ranging in size from 4,200-5000, 4 - 5 bedrooms, 4 - 5.5 baths, 3 car garages. There will only be 38 homes built at <a title="Castillian Brochure" href="http://www.standardpacifichomes.com/~/media/Divisions/orange-county/Neighborhood/castillian-at-blackstone/Brochure/Castillian_%20Brochure_Final.ashx">Castillian at Blackstone</a>. &nbsp;Just West of the 57 freeway at Lambert Road, Turn Right on State College and follow the signs.&nbsp; There are 3 other new tracts of homes for sale that have opened recently in Brea. I will add information on these tracts in a few days.</p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/New-Homes-In-the-Hills-of-Brea</link><guid>http://www.northorangecountyrealestatesales.com/Blog/New-Homes-In-the-Hills-of-Brea</guid><pubDate>Tue, 26 Apr 2011 11:20:00 GMT</pubDate></item><item><title>RIP Paul Baran</title><description><![CDATA[<p>Paul Baran dies at 84 and you shoud care! Without him I would not be able to publish this blog, send emails, or anything else we sent through the internet. At the Rand corporation he created the "packet switching network", which is what allows the grouping together of information into packets that can be easily sent across the internet.<br /><br />He died March 26, 2011 of lung cancer. This man has had a impact on almost everyone in the world and very few know him. There very few of us who will ever be able to say I made a difference in the world. Take a moment to read about Paul in <a href="http://www.digitaltrends.com/computing/internet-founding-father-paul-baran-dies-at-84/">Digital Trends</a>, or <a href="http://www.google.com">google</a> his name there is plenty of information there. He is worthy of your time.</p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/RIP-Paul-Baran</link><guid>http://www.northorangecountyrealestatesales.com/Blog/RIP-Paul-Baran</guid><pubDate>Mon, 28 Mar 2011 00:00:00 GMT</pubDate></item><item><title>Kodi Takes A Ride!</title><description><![CDATA[<p><img style="float: left;" src="http://www.northorangecountyrealestatesales.com/agent_files/Kodo.gif" alt="" width="275" height="206" />Not everything is about real estate. Carol and I enjoy our classic cars and Kodi, our Samoyed loves to go everywhere with me. When he rides in the convertible he has to wear his "doggles". At first he didn't like the doggles until he realized the wind wasn't blowing in his eyes.&nbsp; Everyone goes crazy when they see Kodi in the car and start taking pictures. I can't count how many times we are out and about town and someone&nbsp; jumps out of their car to take a picture of Kodi. Kodi thinks he's pretty cool too in his doggles.</p>
<p>&nbsp;</p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/Kodi-Takes-A-Ride</link><guid>http://www.northorangecountyrealestatesales.com/Blog/Kodi-Takes-A-Ride</guid><pubDate>Tue, 12 Oct 2010 16:06:00 GMT</pubDate></item><item><title>Best iPhone House Hunting App Ever!</title><description><![CDATA[<p><img style="float: left;" src="http://www.northorangecountyrealestatesales.com/agent_files/MySearchMap.jpg" alt="" width="200" height="298" />My Agent is the best iPhone app for house hunting I have ever used. Go anywhere click on the My Agent App and what you see is all the properties listed for sale all around you. Click on any of the houses and you can find what the price is and the bedroom and bath count. Click on the arrow in the same box and it opens up the picture of the house, Description, and more photos. Slide the map in any direction and more homes will show up. There is even a filter to adjust the minimum and maximum price, number of bedrooms, number of baths, and even the square footage. &nbsp;Fast, easy to use, and it&rsquo;s free.</p>
<p>After you download the free app (My Agent by IDX) from the App Store you will have input a 4 digit password (4693) one time to be able to use the app. &nbsp;No, I have not used this app all over the country but I have used in Orange and Los Angeles Counties.&nbsp; Carol has found it very useful when showing property to buyers. There may be another home close by one Carol has picked to show and the buyers want to know why she isn&rsquo;t showing them the house down the street. All she does is open up My Agent &ldquo;Refresh the Map&rdquo; and click on the house in question and she can show the buyer the house didn&rsquo;t have enough bedrooms, or baths, or square footage was below the minimum they wanted.</p>
<p>When you&rsquo;re driving around and see a new sign up in a neighborhood you can find out all the information quickly using My Agent. &nbsp;If your house hunting this is a must have app!</p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/Best-iPhone-House-Hunting-App-Ever</link><guid>http://www.northorangecountyrealestatesales.com/Blog/Best-iPhone-House-Hunting-App-Ever</guid><pubDate>Wed, 25 Aug 2010 08:11:00 GMT</pubDate></item><item><title>Buyers Save Big By Losing Thousands</title><description><![CDATA[<p>1. Mortgage rates are at an all time low when buyers take advantage of today rates they start building equity right away. You can handle a few up and downs as market gains momentum. Just a few years ago buyers would have jumped at chance to have a 6% interest rate on a home purchase. Today the rates are around 4.5%. Here's the best part on the purchase of a $300,000 home you will save over $102,000 of the life of a 30 year loan. Thats right over a $102,000 over the loan or $3,400.00 a year.</p>
<p>2. There are lots programs to help the first time buyer and middle-class families to buy home. Add one of these programs with today&rsquo;s current low interest rates you can save even more cash.</p>
<p>3. Fannie Mae guidelines in the past have tied the appraiser&rsquo;s hands on how they could value a home. These guidelines were so strict it made it difficult for an appraiser to give a fair and honest appraisal. Appraisers, now, can more accurately reflect the current values in their given markets with the changes made in the updated Fannie Mae guidelines.</p>
<p>4. Home owners have continued to maintain their homes and spend money on repairs and improvements. When these homes come up for sale they are much more desirable that the tired old foreclosed homes (REO&rsquo;s) saving buyers thousands of dollars in repairs.</p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/Buyers-Save-Big-By-Losing-Thousands</link><guid>http://www.northorangecountyrealestatesales.com/Blog/Buyers-Save-Big-By-Losing-Thousands</guid><pubDate>Sat, 07 Aug 2010 06:48:00 GMT</pubDate></item><item><title>Free Playground for Laurel Elementary School in Brea</title><description><![CDATA[<table style="white-space: normal; width: 100%;" cellspacing="0" cellpadding="0">
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<div><span style="color: #000000; font-size: 12pt;">Lets get Laurel Elementary Schools  new playground for FREE! Pepsi is doing a project called Refresh  Everything.&nbsp;  What they are doing is giving away money to ideas that the  public feels  is deserving of such.&nbsp; All we have to do&nbsp;is get people  like you, your  family and friends, to vote on the&nbsp;Pepsi website once a  day for the  month of May.&nbsp; When you go to<span style="color: #3366ff;"> </span></span><span style="color: #3366ff;"><a href="http://www.refresheverything.com/breainclusiveplayground"><span style="color: #000000; font-size: 12pt;">http://www.refresheverything.com/breainclusiveplayground</span></a></span><span style="color: #000000; font-size: 12pt;">&nbsp; You can  read what we are asking you to vote  for to help us get the $250,000  grant from Pepsi to fund our new  playground.&nbsp; If this is something that  you think you could do, Laurel  student, Teacher and Brea residents would  greatly appreciate it.&nbsp;  Please pass along the link to everyone that you  know of that would like  to help.&nbsp; Together we can help Laurel achieve  their grant!</span></div>
<div>&nbsp;</div>
<div><span style="color: #000000; font-size: 12pt;">Thank you for your time and your   votes.&nbsp; GO LAUREL!!!!!!<span style="color: #c00000;"><span style="font-size: 10pt;">&nbsp;&nbsp;&nbsp; </span></span>Jim Chamberlain<br /> </span></div>
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</tr>
</tbody>
</table>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/Free-Playground-for-Laurel-Elementary-School-in-Brea</link><guid>http://www.northorangecountyrealestatesales.com/Blog/Free-Playground-for-Laurel-Elementary-School-in-Brea</guid><pubDate>Fri, 07 May 2010 11:11:00 GMT</pubDate></item><item><title>Printable Coupons to Save MONEY 2!</title><description><![CDATA[<p>Saving Money with coupons is always a good thing especially when you're buying the products anyway. Wow, did I miss one of the best coupon sites on the web. <a title="Save Money on Free Coupons" href="http://www.couponchef.com">CouponChef.com</a>. For the names of the other money saving coupon sites you can go to our previous post by <a title="More money saving Coupons" href="http://www.northorangecountyrealestatesales.com/Blog/Printable-Coupons-to-Save-Money">clicking here</a> or use this link http://www.northorangecountyrealestatesales.com/Blog/Printable-Coupons-to-Save-Money. Another month has closed and my wife has saved a total of $293.25 for the first 3 months of the year.</p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/Printable-Coupons-to-Save-MONEY-2</link><guid>http://www.northorangecountyrealestatesales.com/Blog/Printable-Coupons-to-Save-MONEY-2</guid><pubDate>Mon, 05 Apr 2010 16:01:00 GMT</pubDate></item><item><title>Earthquake Preparedness in California!</title><description><![CDATA[<p>In recent months there have been 2 devastating earthquakes in the world. One earthquake was in the island country of Haiti and now another in Chili in the last 6 months. The potential for a tsunami was very real around the Hawaiian Islands, Japan, and the California coast to name a few areas.</p>
<p>So this is a good time to take a long look at what you and your family should do if an earthquake hits us in Southern California. We all know it&rsquo;s just a matter of time so are you ready:</p>
<p>Seven Steps to earthquake Safety</p>
<ol>
<li>Secure it now.</li>
<li>Make a Plan</li>
<li>Make disaster kits</li>
<li>Is your place safe</li>
<li>Drop, Cover, and Hold on</li>
<li>Check it out</li>
<li>Communicate and recover</li>
</ol>
<p>Take a moment and go to <a href="http://www.daretoprepare.org">daretoprepare.org</a> and you will find lots of information on earthquakes, earthquake safety, and helpful tips.</p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/Earthquake-Preparedness-in-California-2</link><guid>http://www.northorangecountyrealestatesales.com/Blog/Earthquake-Preparedness-in-California-2</guid><pubDate>Mon, 01 Mar 2010 17:16:00 GMT</pubDate></item><item><title>How to Claim Your Home Buyers Tax Credit</title><description><![CDATA[<p>The IRS has clarified what documentation is needed to claim your first time buyers and move-up buyers tax credit.<br /><br />You are still required to fill out a 5405 form but is NOT requiring all buyers and sellers to sign the HUD-1 settlement statement. If you live in an area where it isn't common for the all parties to sign the HUD-1 its OK.<br /><br />The IRS says: " in areas where signatures are not required on the settlement document, the IRS has clarified that it will accept a settlement statement if it is completed and valid according to local law. The IRS encourages those buyers to sign the settlement statement prior to attaching it to the tax return."<br /><br />So if you live in Southern California where it&rsquo;s uncommon for buyers and sellers to sign the HUD-1 make sure you the buyer(s) sign your HUD-1 statement before mailing it in with your tax return.<br /><br />If you are a move up buyer or repeat buyer, the IRS is requiring documentation that proves you lived in your last home 5 of the last 8 years. Items the IRS will consider as proof are: tax records, mortgage interest statements, and home owner&rsquo;s insurance records.<br /><br /></p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/How-to-Claim-Your-Home-Buyers-Tax-Credit</link><guid>http://www.northorangecountyrealestatesales.com/Blog/How-to-Claim-Your-Home-Buyers-Tax-Credit</guid><pubDate>Sat, 27 Feb 2010 19:58:00 GMT</pubDate></item><item><title>January 2010 Houses Values Up</title><description><![CDATA[<p>Median prices in So Cal are on the rise compared to a year ago January 2009. The Orange County and Los Angeles home sales markets improved significantly while Riverside, San Bernardino, and Ventura took a hit again.&nbsp; Orange County was up by 3.4% in sales over January of last year for a total of 1,867 home sales. The Big new is prices rose 15.4% over January 2009 in Orange County. San Bernardino County is the only one where prices in homes dropped another 7.4% while prices remained the same in Riverside County with no gain over last year. &nbsp;Over all the six counties home prices rose 8.6% over January of last year.</p>
<p>Now if you have been sitting on the fence to take advantage of the bottom of the market you better find a home NOW! With all the counties experiencing increases in home values except in San Bernardino County waiting for the right moment is over.</p>
<p>The $8,000.00 tax credit runs out the end of April 2010.</p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/January-2010-Houses-Values-Up-2</link><guid>http://www.northorangecountyrealestatesales.com/Blog/January-2010-Houses-Values-Up-2</guid><pubDate>Thu, 18 Feb 2010 08:05:00 GMT</pubDate></item><item><title>Printable Coupons to Save Money</title><description><![CDATA[<p>In our current economic time we are all trying to stretch our dollars. It has been a couple of tough years for most people with job layoffs, companies closing, or having your hours cut back.</p>
<p>My wife for years has saved money by cutting coupons out of the newspaper, PennySaver, &nbsp;grocery coupon mailers, and magazines to name a few. It&rsquo;s a game to her and I used to think it was a waste of time, until I realized just how much money she was saving us each month.&nbsp;Coupons are now avaliable on the internet and here is a list of her favorite sites for printable coupons.</p>
<p><a href="http://www.RetailMeNot.com">Retail Me Not</a>, <a href="http://www.MyCoupons.com">My Coupons</a>, <a href="http://www.HeyItsFree.com/coupons">Hey Its Free</a>, <a href="http://www.PromotionalCodes.com">Promotional Codes</a>, <a href="http://www.CouponBarn.com">Coupon Barn</a>, <a href="http://www.SlickDeals.net">Slick Deals</a>, <a href="http://www.Coupons.com">Coupons</a>. Just in January 2010&nbsp;my wife&nbsp;saved $321.45.</p>
<p>Just found another great coupon site <a title="Save Money on Free Coupons" href="http://www.couponchef.com">CouponChef.com</a></p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/Printable-Coupons-to-Save-Money</link><guid>http://www.northorangecountyrealestatesales.com/Blog/Printable-Coupons-to-Save-Money</guid><pubDate>Sat, 06 Feb 2010 00:00:00 GMT</pubDate></item><item><title>House Cleaning FREE for Women Having Chemo</title><description><![CDATA[<p class="MsoNormal"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">If you know any woman currently undergoing Chemo, please pass the word to her that there is a cleaning service that provides FREE housecleaning - 1 time per month for 4 months while she is in treatment. &nbsp; <br /> <br /> All she has to do is sign up and have her doctor fax a note confirming the treatment. Cleaning for a Reason will have a participating maid service in her zip code area arrange for the service. &nbsp; </span><a href="http://www.cleaningforareason.org/" target="_blank"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">http://www.cleaningforareason.org/</span></a><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"> <br /> <br /> Please pass this information on to bless a woman going through Breast Cancer treatment. This organization serves the entire USA and currently has 547 partners to help these women. It&rsquo;s our job to pass the word and let them know that there are people out there that care. Be a blessing to someone and pass this information along.</span></p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/House-Cleaning-FREE-for-Women-Having-Chemo</link><guid>http://www.northorangecountyrealestatesales.com/Blog/House-Cleaning-FREE-for-Women-Having-Chemo</guid><pubDate>Thu, 12 Nov 2009 08:43:00 GMT</pubDate></item><item><title>Federal tax credit extended, expanded</title><description><![CDATA[<p>The federal tax credit for home buyers was signed into law by President Obama Friday, Nov. 6.&nbsp; The tax credit, which was set to expire Nov. 30, has been extended through April 30, 2010 with a 60-day extension if a binding contract is in place prior to deadline.&nbsp; It also was expanded to include existing homeowners who have lived in their primary residences for five consecutive years out of the last eight years.<br /><br />First-time home buyers still may be eligible for a tax credit of up to $8,000, while existing homeowners may receive a credit of up to $6,500.&nbsp; The bill also increases the qualifying income limits from $75,000 for single tax filers and $150,000 for joint filers, to $125,000 and $225,000, respectively. The purchase price of the home is capped at $800,000 in both instances.<br /><br />Under additional provisions in the bill, taxpayers can claim the credit on purchases completed in 2010 on their 2009 income tax returns. The bill maintains the provision that home buyers do not have to repay the credit provided the home remains their primary residence for 36 months after purchase, and waives this requirement for active duty military personnel who move due to a military order.</p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/Federal-tax-credit-extended-expanded-2</link><guid>http://www.northorangecountyrealestatesales.com/Blog/Federal-tax-credit-extended-expanded-2</guid><pubDate>Thu, 12 Nov 2009 08:37:00 GMT</pubDate></item><item><title>Federal tax credit extended, expanded</title><description><![CDATA[<p>The federal tax credit for home buyers was signed into law by President Obama Friday, Nov. 6.&nbsp; The tax credit, which was set to expire Nov. 30, has been extended through April 30, 2010 with a 60-day extension if a binding contract is in place prior to deadline.&nbsp; It also was expanded to include existing homeowners who have lived in their primary residences for five consecutive years out of the last eight years.<br /><br />First-time home buyers still may be eligible for a tax credit of up to $8,000, while existing homeowners may receive a credit of up to $6,500.&nbsp; The bill also increases the qualifying income limits from $75,000 for single tax filers and $150,000 for joint filers, to $125,000 and $225,000, respectively. The purchase price of the home is capped at $800,000 in both instances.<br /><br />Under additional provisions in the bill, taxpayers can claim the credit on purchases completed in 2010 on their 2009 income tax returns. The bill maintains the provision that home buyers do not have to repay the credit provided the home remains their primary residence for 36 months after purchase, and waives this requirement for active duty military personnel who move due to a military order.</p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/Federal-tax-credit-extended-expanded</link><guid>http://www.northorangecountyrealestatesales.com/Blog/Federal-tax-credit-extended-expanded</guid><pubDate>Thu, 12 Nov 2009 08:36:00 GMT</pubDate></item><item><title>A Blessing For Women Having Chemo</title><description><![CDATA[<p>
<p class="MsoNormal"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">If you know any woman currently undergoing Chemo, please pass the word to her that there is a cleaning service that provides FREE housecleaning - 1 time per month for 4 months while she is in treatment. &nbsp; <br /> <br /> All she has to do is sign up and have her doctor fax a note confirming the treatment. Cleaning for a Reason will have a participating maid service in her zip code area arrange for the service. &nbsp; </span><a href="http://www.cleaningforareason.org/" target="_blank"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">http://www.cleaningforareason.org/</span></a><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"> <br /> <br /> Please pass this information on to bless a woman going through Breast Cancer treatment. This organization serves the entire USA and currently has 547 partners to help these women. It&rsquo;s our job to pass the word and let them know that there are people out there that care. Be a blessing to someone and pass this information along.</span></p>
</p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/A-Blessing-For-Women-Having-Chemo</link><guid>http://www.northorangecountyrealestatesales.com/Blog/A-Blessing-For-Women-Having-Chemo</guid><pubDate>Mon, 02 Nov 2009 06:39:00 GMT</pubDate></item><item><title>Record Streak Continues for Pending Home Sales</title><description><![CDATA[<p><span style="font-family: Arial, Helvetica, sans-serif; line-height: 19px; -webkit-border-horizontal-spacing: 2px; -webkit-border-vertical-spacing: 2px;">Pending home sales have increased for seven straight months, the longest in the series of the index which began in 2001, according to latest survey. The Pending Home Sales Index rose 6.4 percent to 103.8 from a reading of 97.6 in July, and is 12.4 percent above August 2008 when it was 92.4. The index is at the highest level since March 2007 when it was 104.5. Lawrence Yun, NAR chief economist, said not all contracts are turning into closed sales within an expected time frame. The rise in pending home sales shows buyers are returning to the market and signing contracts, but deals are not necessarily closing because of long delays related to short sales, and issues regarding complex new appraisal rules,&rdquo; he said. &ldquo;No doubt many first-time buyers are rushing to beat the deadline for the $8,000 tax credit, which expires at the end of next month.</span></p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/Record-Streak-Continues-for-Pending-Home-Sales</link><guid>http://www.northorangecountyrealestatesales.com/Blog/Record-Streak-Continues-for-Pending-Home-Sales</guid><pubDate>Sun, 18 Oct 2009 07:31:00 GMT</pubDate></item><item><title>Temecula Valley Wineries</title><description><![CDATA[<p>
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<p class="MsoNormal">Over the years Carol and I have enjoyed fine wines and have spent time in the Napa Valley and surrounding areas along with Paso Robles tasting wine.<span>&nbsp; </span>In recent years we have started spending time at the Temecula Valley wineries.<span>&nbsp; </span>It&rsquo;s a short drive from Orange County and great for a day trip or weekend getaway.<span>&nbsp; </span>We have put together a list of the wineries, restaurants at wineries, lodging and resorts, and informational websites to make easier to plan your trip. <a href="http://www.northorangecountyrealestatesales.com/Buyer-Resources/Buyer-Suggested-Reading/Temecula-Valley-Wineries">Temecula Valley Wineries</a> to get the information or if you prefer enter the complete U.R.L .<span>&nbsp; </span>below. <span>&nbsp;</span></p>
<p class="MsoNormal">http://www.northorangecountyrealestatesales.com/Buyer-Resources/Buyer-Suggested-Reading/Temecula-Valley-Wineries</p>
</p>]]></description><link>http://www.northorangecountyrealestatesales.com/Blog/Temecula-Valley-Wineries</link><guid>http://www.northorangecountyrealestatesales.com/Blog/Temecula-Valley-Wineries</guid><pubDate>Wed, 22 Jul 2009 00:00:00 GMT</pubDate></item></channel></rss>
