1. Mortgage rates are at an all time low when buyers take advantage of today rates they start building equity right away. You can handle a few up and downs as market gains momentum. Just a few years ago buyers would have jumped at chance to have a 6% interest rate on a home purchase. Today the rates are around 4.5%. Here's the best part on the purchase of a $300,000 home you will save over $102,000 of the life of a 30 year loan. Thats right over a $102,000 over the loan or $3,400.00 a year.

2. There are lots programs to help the first time buyer and middle-class families to buy home. Add one of these programs with today’s current low interest rates you can save even more cash.

3. Fannie Mae guidelines in the past have tied the appraiser’s hands on how they could value a home. These guidelines were so strict it made it difficult for an appraiser to give a fair and honest appraisal. Appraisers, now, can more accurately reflect the current values in their given markets with the changes made in the updated Fannie Mae guidelines.

4. Home owners have continued to maintain their homes and spend money on repairs and improvements. When these homes come up for sale they are much more desirable that the tired old foreclosed homes (REO’s) saving buyers thousands of dollars in repairs.